Category: General Article

How to Talk to an Insurance Claims Adjuster

How to Talk to an Insurance Claims Adjuster

After a car accident, you will file a claim with your own insurance company according to Florida’s no-fault law. Your insurance company will assign someone called an insurance claims adjuster to your case. The claims adjuster is not on your side and may try to delay or deny your claim – even if it is valid. Use these tips to successfully handle conversations with claims adjusters.

Never Admit Fault

Never tell an insurance claims adjuster you were at fault for the auto accident. The claims adjuster will either work for your insurance company or for a third party. He or she will ask you questions about the accident during an initial investigation. Do not admit fault or accidentally incriminate yourself. Instead, stick to the facts and do not speculate about fault. Admitting fault could hurt your chances of securing a car accident settlement.

Do Not Handle Negotiations Alone

If your car accident caused serious personal injuries, wrongful death or expensive property damage, retain a personal injury lawyer Apopka, FL to help you with settlement negotiations. Serious claims deserve legal attention. Without an attorney, you may end up accepting an offer that is far less than you should have received. A lawyer can take over conversations with insurance companies and claims adjusters on your behalf while you concentrate on recovering.

Wait to Accept a Settlement

Do not accept the first settlement a claims adjuster offers you. Most first offers are tests to see if you know the true value of his or her claim. Instead, consult with an attorney to get an accurate evaluation of your claim’s value. Even if an insurance adjuster says it is the “last” or “best” offer, do not say yes until you are sure it is a fair amount. If you do not feel confident … Read More

A Diet Program That Works for Me

A Diet Program That Works for Me

I have tried to lose weight so many times in the past. I limited what I ate, I exercised more, and I had decent willpower. However, it never lasted more than a few days because that decent willpower lasted just long enough for me to lose a couple of pounds before it disappeared. I was so unhappy with how I looked though, and I was starting to feel sluggish too. I decided to bite the bullet, and I looked up a Nutrisystem diet review. I had heard good things about a meal delivery service before, so I thought I had nothing to lose by at least looking into the details of the most common one.

I did not want to go to their own website and read a review because I knew that it would be painted in the most positive light. Instead, I went to an unbiased review sight that reviews all different kinds of diet programs. I knew that I would get the truth from this site since they were reviewing so many different ones.… Read More

Get Excited About Your Health: Activities for Mind-and-Body Wellness

Get Excited About Your Health: Activities for Mind-and-Body Wellness

Heading out to the gym may be your daily goal, but it doesn’t offer much stimulation for your mind. A closed space doesn’t truly inspire you. When it comes to wellness, finding unique and exciting ways to get fit are the keys to both mental and physical happiness. Try out these activities to improve your wellness and happiness right now.

Zen out at the Beach

A calming reprieve is at the coastline. Head to the beach, which can be located at the ocean, river or lake. Listen to the lapping water and chirping birds. Explore the water’s edge by walking and frolicking in the water. This adventure isn’t a difficult workout, but it’s designed for both the mind and body. You feel relaxed with the flowing water nearby. The exploring movements keep your body going for an hour or more.

Hop Onto a Horse

Visit a local equestrian facility where you can ride horses. The owners may be busy looking up the latest horse insurance quote, but you can take the animal out for an invigorating ride. Listen to the facility’s professionals about the horse’s care and management. Take a long ride out to clear your thoughts. This outing is perfect for anyone who loves animals.

Try an Isolated Area

City dwellers need some time away from the everyday grind. Take a hike in a quiet and forested area. Being one with the trees and plants will refresh your mind.

Explore Local Farms

If you rode a horse, you might be near a farm. There are many farms that open up their facilities to visitors as a way to generate funds. Roam around one of these properties. Look at the crops and livestock. Converse with the owners. Your wellness improves with every step.

There are many other choices available … Read More